Embedded credit infrastructure

Business capital in minutes, not weeks.

Butter embeds financing into your platform, so your SME customers get capital fast, and you get the revenue, retention, and stickiness that comes with it.

Click to Partner→See how it works→

Built for platforms,
not for paperwork.

The offer your customers feel
FINANCING
Up to AED1M

Capital per merchant, sized to real business performance, not a static credit score.

SPEED
Minutes

From request to approved capital. Not weeks of underwriting, not a 90-day loan process.

PAPERWORKIN 10 MINS
Minimal

Sign up with just four documents. No forms, no branch visits, no manual underwriting.

Trade license Last 6 months bank statement Emirates ID of the key signatory Memorandum of Association
Why partner with Butter

Financing your platform can offer, without the operational weight.

01 ↗

Diversify your Revenue

Open new revenue streams with no operational lift on your organization.

02 ◎

Increase your Retention

Delight your SME customers by solving one of their biggest challenges: access to capital.

03 ✦

Differentiate your Brand

Offer a service none of your competitors can match.

How it works

Credit embedded where business already happens.

Your customers already operate inside your platform. Butter brings financing into that flow. You never touch the credit risk.

01
STEP 01

Integrate Butter

Embed the credit layer into your existing platform in a few lines of code.

butter.init.ts
// Embed credit in 4 lines
import { butter } from '@butter/sdk'

await butter.connect({
  platform: 'your-app',
  products: ['pos', 'bnpl']
})
Connected · 24ms
02
STEP 02

We structure your customers

Verification, data structuring, and credit-readiness — handled end to end.

CUSTOMER · #SME-2841
Sahara Trading FZ-LLC
READY
Business identity verified✓
Financial data structured✓
Cashflow signals captured✓
Credit profile generated✓
03
STEP 03

Financing goes live

Delivered inside your product — no separate process, no redirect.

CREDIT DECISION02:14s
AED 48,500
Pre-approved · Working capital
Term3–12 months
RateFrom 1.4% / mo
SettlementSame day
04
STEP 04

You earn

Commissions on every approved loan, with none of the balance-sheet exposure.

PARTNER PAYOUT · MTD+18.4%
AED 128,420
Commission revenue · zero balance-sheet exposure
Four products, one embed

Financing products Butter enables.

01
POS Financing
Capital based on real transaction data. Unlocks into a revolving credit line after a clean repayment cycle.
→ 02
Working Capital
Flexible capital for day-to-day operations, payroll, and growth.
→ 03
B2B Buy Now, Pay Later
Flexible payment terms at checkout, without taking on credit risk.
→ 04
Invoice Financing
Unlock cash from outstanding invoices, directly inside your platform.
→
Partner with Butter

Business capital in minutes, not weeks.

Click to Partner→