A premium due in full, on one date, is a solved problem for a large corporate and a real one for a small business managing weekly payroll. When the timing doesn't work, the policy lapses — not because the business decided cover wasn't worth it, but because the payment date arrived at the wrong moment in their cash cycle.
Butter embeds premium financing directly into your quote and checkout flow, splitting the premium into manageable instalments — approved in minutes, with no additional underwriting work on your side.
Property and liability cover, split into instalments that match how a small business manages cash, not how an annual invoice assumes it should.
Keep a benefits plan active for the full year, without asking an SME to find the whole premium up front.
The renewal date is already known well in advance. The financing offer should be too.
Cover stays in force when the premium date no longer has to line up with one cash cycle.
A payment plan offered at renewal removes the most common reason a policy is not renewed.
Butter handles the credit assessment and the instalments; your underwriting stays as it is.